Terms and Conditions

Lumix PC



INTRODUCTION: These terms and conditions apply to the User who uses the online payment system provided for any payment made to Lumix PC. Kindly read these terms and conditions carefully. By authorizing a payment to Lumix PC through the online payment service Vantage (“the service”), it would be treated as a deemed acceptance to these terms and conditions. Lumix PC reserves all the rights to amend these terms and conditions at any time without giving prior notice. It is the responsibility of the User to have read the terms and conditions before using the Service.

KEY TERMS:          


The following is a summary of the key terms of this service:

  • Payment(s) through this Service may only be made with a Credit Card or Debit card.
  • Before using this Service, it is recommended that the user shall make necessary inquiry about the charges or fees payable against the Credit/Debit card used from Credit Card or the Debit Card service provider i.e. the respective Bank.
  • The credit card information supplied at the time of using the service is processed by the payment gateway of the service provider Vantage and is not supplied to Lumix PC. It is the sole responsibility of the User of the service to ensure that the information entered in the relevant fields is correct. It is recommended that you take and retain a copy of the transaction for record keeping purposes, which might assist in resolution of any disputes that may arise out or usage of the service
  • The User agrees, understands and confirms that his/ her personal data including without limitation details relating to debit card/ credit card transmitted over the Internet may be susceptible to misuse, hacking, theft and/ or fraud and that Lumix PC or the Payment Service Provider(s) have no control over such matters.
  • The service is provided using a payment gateway service provider through a secure website. However, neither the payment gateway service provider nor Lumix PC gives any assurance, that the information so provided online by a user is secured or may be read or intercepted by a third party. Lumix PC does not accept or assume any liability in the event of such unauthorized interception, hacking or other unauthorized access to information provided by a user of the service.
  • Lumix PC and/or the Payment Service Providers shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or delivery of any such data, information or message; or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance or interruption in any such data, information or message. Under no circumstances shall Lumix PC and/or the Payment Service Providers, its employees, directors, and its third party agents involved in processing, delivering or managing the Services, be liable for any direct, indirect, incidental, special or consequential damages, or any damages whatsoever, including punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or deficiency in the provision of the Services or resulting from unauthorized access or alteration of transmissions of data or arising from suspension or termination of the Service.
  • The User agrees that Lumix PC or any of its employees will not be held liable by the User for any loss or damages arising from your use of, or reliance upon the information contained on the Website, or any failure to comply with these Terms and Conditions where such failure is due to circumstance beyond Lumix PC reasonable control.


  • The User agrees that the debit/credit card details provided by him/ her for use of the aforesaid Service(s) must be correct and accurate and that the User shall not use a Debit/ Credit Card that is not lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof. The User further agrees and undertakes to Provide correct and valid debit/credit card details.
  • The User may pay his/ her payments to Lumix PC by using a debit/credit card. The User warrants, agrees and confirms that when he/ she initiates a payment transaction and/or issues an online payment instruction and provides his/ her card details:
  • The User is fully and lawfully entitled to use such credit / debit card for such transactions;
  • The User is responsible to ensure that the card details provided by him/ her are accurate;
  • The User authorizes debit of the nominated card for the payment selected by such User along with applicable Fees.
  • The User is responsible to ensure that sufficient credit is available on the nominated card at the time of making the payment to permit the Payment in full of the dues payable selected by the User inclusive of applicable Fees.


  • No warranty, representation or guarantee, express or implied, is given by Lumix PC in respect of the operation of the service.


  • Lumix PC does not accept liability for any damage, loss, cost (including legal costs), expenses, indirect losses or consequential damage of any kind which may be suffered or incurred by the User from the use of this service.


  • These terms and conditions are governed by the laws of Maryland and the competent courts at Montgomery County shall have exclusive jurisdiction.


  • Any dispute arising in relation to the terms and conditions will be submitted to a sole arbitrator appointed by Lumix PC under the provisions of the Arbitration and Conciliation Act, 1996 and rules framed there under. The venue of Arbitration shall be at Montgomery County, Maryland.


  • Fees, once paid, will not be refunded under any circumstances.


  • In no event, Lumix PC will be liable for any damage direct or indirect losses or expenses arising in connection with site or use thereof inability to use by any person delay of operation or transaction, computer virus etc.


  • All payment details which are entered through this payment gateway are encrypted when the User, or third party making payment, enters them. The site is secure and uses 128-bit encryption to offer secure communications by encrypting all data to and from the site. Lumix PC shall not be liable for any failure by the User or third party making payments to properly protect data from being seen on their screen by other persons or otherwise obtained by such other persons, during the Online Payment process or in respect of any omission to provide accurate information in the Course of the Online Payment Process.


  • Lumix PC reserves the right to vary these Terms and Conditions from time to time and the current version will be that published on this website. We reserve the right to decline the acceptance of an online payment if your account is in default for any reason. Lumix PC may also make additions/deletions/alteration to the services offered, at its sole discretion. We reserve the right to withdraw the service at any time at its discretion. We retain the right to change the terms and conditions for Online Fees Payments, without any prior notice.
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